[WORKSHOPS] X EDITION FINANCIAL EDUCATION EFPA. Streaming mode

Workshop 1: Personal Financial Planning (I) September 10, 2024 or September 25, 2024

•   In this session, the basic principles for budgeting are taught, including the different ways to plan, monitor and control personal spending.

Workshop 2: Personal Financial Planning (II) September 17, 2024 or October 2, 2024

• In this session, financial planning is especially discussed and it will help the attendees to put into practice the knowledge acquired, such as having an emergency fund and to prepare ourselves with basic economic and financial knowledge. Knowing how to calculate the pension we will have, which savings we will need and which products exist. Finally, emphasis will be placed on the figure of the Financial Advisor.

Workshop 3: Planning our Investments September 24, 2024 or October 9, 2024

• In this session it is about the last step of financial planning which is the design and implementation of a portfolio of securities and we will give the guidelines to know our disposition to investment and what is known as risk aversion. Know the different types of model portfolios, know how to analyze the pros and cons of direct investment. Finally, the importance of qualified and professional financial advice will be highlighted.

Workshop 4: Macroeconomics in our daily life October 1, 2024 or October 16, 2024

• In this session there is an exposition of how to interpret the various economic indicators (gross domestic product, unemployment, industrial production, exports, inflation...) and the role of monetary policy through central banks and the economic policy applied by governments The understanding of macroeconomics is vital to foresee the trend that interest rates, stocks or currencies may follow in the short and medium term future. This is useful for planning by governments, companies or savers.

Workshop 5: A sustainable choice for your finances 08 October 2024 or 23 October 2024

• During this training program the principles, strategies and main products within socially responsible finance will be explained. It starts from an exploration of the participants' values, i.e. what is important to them as a guide in their life decisions and, based on these, what types of projects and initiatives they would like to promote and watch it grow. This serves as an introduction to ESG (Environmental, Social and Governance) investing.Throughout the course, a reflection on the creative power of money is deepened and some paradigms of traditional investment are questioned, for example, the interrelationship between profitability and impact and the long term and short term.

Workshop 6: Economic Psychology October 15, 2024 or October 30, 2024

• In this workshop we will reflect on the fact that, sometimes, people make decisions that cannot be described as strictly rational, that is to say, they are neither the most aligned with our economic and financial needs, nor do they maximize the utility we obtain from them .We will see how certain issues, which have more to do with psychology than with economics, introduce important conditions into our decision-making processes, making them sometimes inefficient for our needs and goals.

Workshop 7: Taxation 22 October 2024 or 6 November 2024

• In this workshop we will learn what the framework is, both from the point of view of direct taxation (ex. personal income tax) and indirect taxation (ex. ISD), as well as its distribution. We will learn about the incidence that the different forms of savings and investment have in the personal income tax of a professional, distinguishing when necessary, between those who develop their work on their own account (Self-employed or Mutualists) and those who develop it within the framework of an employment relationship (Employees ) and we will briefly address the main formal obligations derived from both the IRPF and the ISD, the IP and to a lesser extent the IS.

Workshop 8: Finance and technology New in this Edition X October 29, 2024 or November 13, 2024

• This session complements the previous ones by giving knowledge about the newest tools and the reach of the user that the new technologies are allowing. We will know the impact that the new technologies have had on the financial sector and on the ability to manage our finance Both banks and the traditional financial sector as well as the new entrants that compete with them (the so-called fintechs, the technological giants or companies from other sectors such as telecoms), are adopting new technologies to innovate in financial products and services. Technologies such as artificial intelligence, big data, cloud computing or blockchain are improving both internal processes and the customer experience of users.

Workshop 9: Real estate investment methods New in Edition IX November 5, 2024 or November 20, 2024

• In this workshop we will learn about the different legal ways there are in renting and buying and selling homes apart from the ordinary conventional methods. We will look at the exclusive high value tools for professional real estate investment and the explanation of each of the possible processes to follow with all the specifications.

Workshop 10: Insurance - PlanningNew in this Edition X November 12, 2024 or November 27, 2024

• In this workshop we will address the important role that insurance plays in the planning and management of our finances and our assets.

• Use a network cable instead of a Wi-Fi connection if your signal is weak.
• We recommend keeping the microphone off at startup.
• You have access to the virtual classroom a few minutes before the start, to verify your signal.
• You can intervene during the session by activating the microphone or by chat to formulate queries.
• It does not require prior installation of any software to connect, just access from the link.
  

Registrations are carried out through the "financial education" platform, upon request on our website.

We will send you the registration link prior to the registration request on our website.

You can register individually for the workshops.

Cancellation of registrations:

Depending on the registrations made, the training action will be viable or not, for this reason it is important that you notify cancellations.

The cancellation must be communicated 48 hours before the start of the training through the email formacio@cetit.org, otherwise 100% of the amount of the training action will be invoiced.

Images and recording of the course: we inform you that, in compliance with the RGPD, the current legal regulations on data protection and Law 1/1982 on civil protection, right to honor, personal and family privacy and the image itself, photographs will be taken during the course and in certain cases they will be recorded and/or broadcast live. Under no circumstances will the name of the interested party be published. The image is used legitimately for the College's legitimate interest in promoting these courses and their possible subsequent viewing by attendees.

By attending, these images will be kept as long as the course is uploaded to the platform. Once the period for viewing it later has passed, it will no longer be uploaded to the platform and the images will be deleted with appropriate security measures.

Likewise, you have the right to request access, rectification, portability and deletion of your data and the limitation and opposition to its treatment by sending an email to dpd@cetit.org. For more information on data protection rights, access our website: http://www.ingenijerstarragona.cat/home/article/privacit.